Buying Hickory NC Real Estate
Before you begin to shop for a home, it is important to find out how much you can afford by getting pre-approved for a mortgage. Any of our knowledgeable agents can assist you in choosing the lender that best fits your needs.
After you have been pre-approved for your mortgage, next you need to determine what you need out of a home. This is where a Coldwell Banker Boyd & Hassell sales associate can best be of assistance! You will begin your needs analysis by determining where you need to live in relation to schools, jobs, or other preferences, then begin to narrow your search based on other criteria such as number of bedrooms needed, yard size, etc.
Now that you have determined your needs, your agent will set you up for automatic notification for new homes that match your criteria. You’ll receive free email updates with new listings whenever they come on the market, and you can search online to find any additional homes you think you would like to see. Your agent will help you analyze your results and provide a professional evaluation of each home to help you make the best decision when choosing your new home.
When you’ve found the perfect home, it’s time to make an offer. Your Coldwell Banker Boyd & Hassell agent can help you write the offer. After your offer is accepted, your agent can guide you through the nuances of preparing for closing: loan application process, home inspection & repairs, home & title insurance applications, closing attorney communications, and more—your agent is your best resource during this busy time!
The closing process in North Carolina generally occurs at an attorney’s office. Both parties sign off on necessary documentation to transfer the deed from seller to buyer, and the buyer officially signs paperwork agreeing to take a loan out on the property. This is the last step before you are handed the keys to your new home! Your agent will guide you through all of the necessary closing procedures to get you into your new home as quickly and easily as possible.